Michael Pelayo

NMLS # 2301982 DRE# 02199038

michael@realconsultantsonline.com

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See How Much You Can Afford

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Where are you looking to buy a home?

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Where are you at in the home-buying process?

Just Looking at Listings

Touring Homes

Making or Made an Offer

Under Contract

Are you working with a real estate agent?

If you are, we will connect with your agent to make sure we keep them updated about your loan

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No

What kind of home are you looking for?

It can make a difference in the type of loan you can get.

Single Family Home

Townhome

Condominium

Mobile or Manufactured

What is your target Purchase price?

It is ok to estimate. *

How much do you have for a down payment?

Several First-time Homebuyer programs don't require a downpayment. However, you can choose to make a down payment to lower your monthly mortgage payment. *

Do you know your credit score?

It is ok to estimate.

Excellent: 740 and above

Good: 700-739

Average: 660-699

Fair: 620-659

Poor: 619 Or Below

I do not know

What is your annual income before taxes?

The amount you may qualify for depends partially on your income. *

Are you (or your spouse) a veteran or active duty military?

If so, you may qualify for a VA loan.

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Have you owned a home in the last 3 years?

Yes

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Almost there! What is your name?

First name *

Last name *

Nice to meet you. What is your email address?

Email *

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Know what you can afford before you shop for a home.

When you find your home, you'll be ready to buy.

REAL CONSULTANTS MORTGAGE AND REAL ESTATE SERVICES INC.

8141 2nd St, 420
Downey, CA 90241

850-523-4897

888-247-5739

NMLS: 240399 - CA DRE: 01521526 - CA DFPI: 60DBO89434 - FL:MBR4952-AL:23239 TN: 240399 CO: 240399 TX: 240399

CA DRE: 01521526

CA DFPI: 60DBO89434

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Check out our article from Yahoo! Finance

Figure: 7 TAC §80.200(b) "CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV."

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